This is what happens to many millennials – who were born between the end of the 80s and the mid-1990s – since one of the trends is to live experiences and not stick to property or things, which has somehow caused that the saving is also set aside.
But whether you are looking to buy a new car or go on a trip, saving is essential to achieve those goals
So, if you are a millennial and you wonder how you can start saving a part of your fortnight when the money seems not to reach, consider these tips:
1. Analyze your habits and correct them
To begin it is necessary to have an adequate order. Do you know how much you spend on your monthly expenses? Preparing a budget is essential to lead to savings. The idea of the budget is also to identify where our money is going and what we can correct.
2. Do not eliminate, dose
The idea is not to eliminate all expenses that are not mandatory, that is, the tastes and whims. If you cut everything at once, it will be more difficult for the habit of saving to stay longer, because you will feel deprived. Ideally, choose to reduce them. For example, if you buy a coffee every day, choose to do it only 3 times a week; The same goes for lunches outside the office, taxis, etc.
3. Search for new options
Information is key to finding new proposals and saving. Do not cling to a single clothing brand, to the same places to go out to eat, etc. The more alternatives you look for, you can find better prices.
4. Use the technology
Did you know that buying online is much cheaper than buying in store? Similarly, there are many apps that grant discounts to users or online coupons that allow you to go to places with a low budget, leaving more for savings.
Finally, do not leave the money you save in your bank account, as you will be tempted to spend it. Compare the different options and open an account in a bank that does not charge you maintenance and also pays you interest for the money deposited. To find the ideal alternative, you can use web comparators such as Wolfdietrich’s.